Paula G Vay
Life Insurance Agent
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CONTATO@VIDAPROTEGIDA360.COM
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(786)-202-1428

About me
I came to the United States in 2010, driven by the dream of building a better and more purposeful life.
Financial protection for your family. Ensure your loved ones are protected against expenses such as:
• Debts and financing
• Hipoteca (Mortgage Protection)
• Maintaining the family's standard of living
Affordable and personalized plans
There are options for different budgets, ages, and goals, including temporary and permanent insurance. Benefits may also be available during life.
Some plans offer early access to part of the benefit in cases of serious, chronic, or terminal illnesses. Insurance available for immigrants.
In many cases, it is not necessary to be a U.S. citizen to purchase life insurance, as long as you meet the insurer's criteria.
Types of Life Insurance Available:

Seguro de Vida Temporário (Term Life)
Ideal for protection during a specific period, such as while paying off a mortgage or while your children are financially dependent on you.
Affordable and personalized plans
There are options for different budgets, ages, and goals, including temporary and permanent insurance.
Seguro de Vida Permanente (Whole Life / Universal Life)
It offers lifetime protection and, depending on the plan, can accumulate monetary value over time.
Insurance available for immigrants
In many cases, it is not necessary to be a U.S. citizen to purchase life insurance, as long as you meet the insurer's criteria.
Life Insurance Final Expense
Final Expense Life Insurance, also known as End-of-Life Expense Insurance, is a type of permanent life insurance designed to help families cover end-of-life costs.
The benefit amount is paid directly to the beneficiaries, who can use the money in any way they deem necessary.
Protect those you love and get your money back.
Main benefits
Complete financial protection for the chosen period.
Reembolso total do valor pago ao final do contrato
Life insurance with reimbursement is ideal for those who want security.
Raising children, financing a home, or financial planning — without losing what you've already paid.
How does it work?
You choose a term of 20 or 30 years.
Throughout the entire period, your family is protected.
If you do not use the insurance at the end of the term, the insurer will refund 100% of the premiums paid.
Life Insurance Final Expense
Option of 20 or 30 years, according to your needs.
Smart planning: protection + financial return
Ideal for families, parents, homeowners, and business owners.
